Skip to main content

Posts

Showing posts from July, 2013

Accidental Insurance: Stitch in time Saves nine!!

What do we do to show our love to our loved ones? We buy property, gold, vehicles etc. Then to secure or protect that love we keep insuring that property, gold and vehicles too. Not only that we cover our lives too! However,if you are a bread-earner of the family then you miss insuring the very important entity of the family – that is you! Accident is that guest which always comes uninvited and most of the time when you are least prepared for it .It shatters your confidence, finance and brings upheaval in your whole setup. To avoid you and your family from all this, accidental Insurances are designed. There are various types of insurances like general, health, life cover, house, motor and accidental insurance! Accidental insurance is generally known as “Personal accidental insurance” What is Personal Accidental Insurance? Personal Accidental Insurance covers policyholder against death or disability due to an accident. Generally, all insurance companies sell these policies but ...

3 Crucial Factors Affecting Financial Planning

Let’s get one common misconception out of the way; sensible financial planning does not require running to your accountant or tax agent at the drop of a hat. In fact, if you want to live life king-size, and yet plan for your retirement, your son’s decision to study abroad or your daughter’s marriage, you will have to depend on personal financial planning. Relax, it is not as intimidating as it may sound, and if done right and early, you would be surprised as to how much you control it gives you over your finances. What are the Factors Affecting Financial Planning? Good financial planning is all about recognizing the exact order of priority your expenditures will take in every calendar year, and organizing them according to your income cycles. The three most important factors that would affect financial planning are: lifestyle, personal and peripheral commitments and socio-economic factors. Let’s see how these three factors will shape your financial program. Lifestyle: The Fl...

Large Cap Mutual Fund: A Feather in the Cap

If you are the kind for whom ‘being safe than sorry’ is a more apt projection of your investment instinct, large cap mutual funds are perhaps the best bet among the equity mutual funds. It is a truism that the right investment decisions taken at the right time augurs well for investors and it is also a proven fact that good investments provide the foundation for long term financial stability. However, choosing the right investment option from the financial market is easier said than done. Myriad products like Large Cap Mutual Funds, PPF, gold ETF etc are all good investment options with endless possibilities. The key to that perfect investment portfolio is about deciding the investment objective and knowing the products. Understanding the Large Cap Mutual Funds The stock market is volatile in nature to say the least and to the general masses the mysteries of the market may not always be decipherable. Mutual funds on the other hand are conservative investment options as they...

Singam 2 - Masala without spice

There is nothing great in making a sequel to a blockbuster film, the secret is how to maintain the consistency. Hari and Surya joined hands in 2010 to make "Singam" which came as a boost to Surya's career. After that hit, Surya has not had a single blockbuster in the next three years and he assumed that his association with Hari in another film might give a boost to his career. Hari known to make masala films has once again tried his hand with a tested formula but the end result though is disappointment. Duraisingam (Surya) comes back from Chennai to Tuticorin to unearth an international smuggling racket. His nemesis being Bhai (Mukesh Rishi) and Thangaraj (Rahman). Duraisingam tracks the turn of events being an undercover cop, forced to don uniform officially, he figures out that there is another villain in the form of Dany (Dany Sapani, a Hollywood import). What does Duraisingam does to control the bad guys and in the process what does he lose in life is all ...

Move your photos across services Pi.pe

Having trouble downloading your photis from one service and then uploading to another ? Shutterfly holding your photos for a ransom ? Here comes Pipe ! A service which gives freedom to your photos and videos.  Move your media across 10+ Services. You can even move photos from one Flickr account to another. But, if you are still on Shutterfly,  the max you can get is a 1600 px resolution Moving from Shutterfly to Flickr,  to dropbox, Google drive.. all in a jiffy ! Try it http://www.pi.pe

Retirement Plans for NRIs: What Every NRI ought to know about retirement plans?

As an NRI, are you completely satisfied in the way you have been planning for your retirement? In the case of NRIs, there are some crucial pointers that determine the success or failure of a retirement plan. Key to that is whether you are heading back to India and when. As an NRI, it becomes more important to have a dipstick of various possible investments for when you retire and/or return back home. Consider these when making a retirement plan: The Right Time to Retire Some of the NRIs have an age-specific retirement, while others choose to retire early. It is important to decide when you will retire and what you would do post-retirement. Targeting a retirement point allows you to work towards a timeline and plan your investments to meet that timeline. Most of the NRIs plan for early retirement when compared to Resident Indians. Homecoming Your finances and retirement plans are going to be affected largely by your homecoming. Most NRIs opt to come back to their home base...