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“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime” Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If they know a sure-shot investment tip, why do they reveal it, instead of investing and making money for themselves? Let me reveal you today their trade secret. The secret behind the scam: “Sure-shot Investment Tips” and why you should not fall prey for this. The Scamsters Strategy!!! Scamsters, usually, pose as online stock market advisers. They somehow collect 1 lac contact details to start with. Once these scamsters have 100000 retail investors’ email id or phone number, their scam activities will start. And how it works!!! The modus operandi is simple. They give tips. Say in a particular month they will predict the market will go up or go down. Accordingly, their 100000 clients will ...

Ever seen a hurdle race? Noticed how the athlete concentrates on overcoming the hurdles? How they time their leap at the right moment to sail smoothly over them? For these people the barrier is just a physical obstacle and not a mental one. It is the mind which has to be geared to overcome barriers and this dictum holds true for investors too. It is often that investors behave in a manner which is just the opposite of what they should be doing in the first place. Instead of concentrating on facts they are driven by rumors. They chase the elusive winning stock and trip on the hurdle, losing money as a result. These mental hurdles which the investors encounter can be overcome by identifying and eliminating them by following some simple rules. Emotional Imbalance: Emotion is a barrier which may look harmless and passive but it has the potential to wreck havoc and bruise the investor financially. ‘Buy low and sell high’ is a simple mantra which investors need to follow. They forget...

It is said that money makes life simpler!! However, when it comes to manage that money people just run –away from it. As far as money management is considered, there are a few tasks like evaluating a stock that needs deep understanding and a specialised skill. There are few other simpler tasks, which everyone can do. At the outset, they may appear harder. However, they are simpler if you understand the basics and you start practicing it. It is our attitude at the beginning of a task which, more than anything else, will affect its successful outcome. 1) Budgeting: “Every young man should have a hobby. Learning how to handle money is the best one.” Jack Hurley. Budgeting, simply means being aware of where you are spending your money. If you want to learn about this concept then there are no. of books, blogs and tutorials dedicated to this topic. There are certain other websites also which freely guides you about every detail of budgeting. But take a minute to think, just apply...

A disciplined approach towards building an investment portfolio is in itself a very good investment for the investor. Investors aim to achieve their financial goals through their investments and these goals vary widely across the investor community. There are different types of investors who belong to different age brackets, have contrasting disposable incomes, and have a plethora of different preferences for which they need money during their lifetime. These factors and motives decide the investment pattern and the portfolio which needs to be built. Here are four small steps to build an effective investment portfolio which will help the investor achieve their dream run as far as investment yields are concerned: I. Get the right Asset Allocation for your needs Assessment of individual’s financial status, their investment goals are of prime importance for building a effective investment portfolio. Investor’s age decides the term period of the investment. A 21 year old, starting h...