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Showing posts from February, 2013

Haridas is a gem of a film

Haridas is cracker of a film, after two forgettable films director G.N.R. Kumaravelan strikes back in style with a heart wrenching simple story told beautifully capturing a wonderful relationship between a father and a son. Sivadas (Kishore) is an encounter specialist who is highly respected by his team members is in charge of a mission to capture the gangster Aadhi (Pradeep Rawat). There is another side to Sivadas who has an autistic child Hari played brilliantly by debutant Pithiviraj who is brought up by his grandmother. The story takes a completely different turn when kishore’s mother dies and now he has to take care of his child and he has no clue about how to bring up a special child.   He consults a doctor Ravi (Yugi Sethu) and admits Hari in a normal school where Amudhavalli (Sneha) is a trained teacher for special children. How Kishore manages to take care of his child and accomplishes his duty as a responsible police officer forms the rest of the story. Th...

Are you compatible with your investments?

Mr.X, as a friend is more compatible to Mr.Y. At the same time, Mr.X is not compatible to Mr.Z as a friend. A same individual is compatible to one person but not compatible to another person. You all could have experienced this in your life. Compatibility not only plays an important role in your personal relationship and also it plays a vital role in your relationship with investments. An investment can make your life more miserable and the same investment can make the life of your friend more enjoyable. How come the same investment can trigger different emotions for you and your friend? Your Frame of Reference: The way in which you look at the investment, what you expect out of your investments, the way in which you relate with your investments is entirely different from your friend. That makes all the difference in your emotions. From our childhood, we have been subjected to a series of impacts on our relationship with investments. These experiences have actually influenced...

English: It's all in the Mind

English is one of the most widely spoken languages and it is the official language of many countries. English is increasingly getting very difficult to speak and communicate for people from rural regions. The main reason for this is many of them study in their mother tongue which will be their medium of education upto a particular standard and then they have to study in English for the rest of their higher education.   The transition from studying in their local language to suddenly studying through english is one of the most difficult challenges faced by a student coming from rural background and it’s also a defining moment in their lives. Their initial days in college are nothing short of a maze and its leaves a huge impact in their mind psychologically. So, what can these students do to cop up with their academic pressure and learning in a medium which is alien to them. 1) Stop fearing or getting scared about english, approach it like just another subject but learn con...

ABC of your Savings Bank Account

Definitely, you will have a savings account. Have you ever thought about the significance of having a right savings bank account has on your personal finances? Understanding various types of savings bank account will not only help you in saving money and also in earning more money. Now-a-days, it is practically not possible to run the show without a bank account. We all know that the banks are issuing debit cards which we can use at the shopping malls, eat outs… but what we all may not be knowing is you will be able to save money if you bank in a right way. First you need to see what are all the different bank account options available. Depending upon your requirement you need to choose your right bank account. For example, an entrepreneur will choose a current account and a salaried person will choose a savings bank account. Savings Bank Account: As the name suggests, the main purpose of saving bank account is to encourage you save more. The major advantages of savings accoun...

Four Golden Rules of Money Management

Personal finance is of important to all of us and we all need to know, understand and follow the Rules of Personal Finance to be financially successful in life. Many may feel that one could learn the rules by experimentation; however in my opinion it could prove very costly. We all need finances as far as we live, so it is best to know, understand and follow these rules to lead a financially healthy life. a) Don't You Work For Money…? Does Money Works For You? "Every penny saved leads to a penny earned", and I am sure we would never like to just depend on our salary for a lifetime. Similarly saving and investing money would mean that the earnings can be utilized for a better lifestyle and a comfortable retired life. It could also mean that we could retire early and do the things that we always wanted out of the profits of our investment. This is not to suggest that we should not enjoy once in a while probably in a restaurant or to watch a movie. It only means that w...

Vishwaroopam is a must watch

Vishwaroopam is one of the finest technical films that have come in tamil. It’s not only about style; it has substance in it too. The film begins in New York where Nirupama (Pooja Kumar) a nuclear oncologist who is married to Vishwanath or Wiz (Kamalhassan) a kathak dancer who has feminist characteristics. It is a marriage of convenience because she married wiz so that she could complete her Ph.d. She has an affair with her boss Deepak and hires a private detective to find out about her husband’s past and doesn’t like his effeminate characteristics. She learns from the detective that Vishwanath is not a Hindu but a Muslim. Then we are told that Kamal is a RAW agent who goes to a terrorist camp in Afghanistan to train the terrorist group led by Omar (Rahul Bose). What follows after that is the cat & mouse game between Kamal and Omar (Rahul Bose) which is been narrated through various flashbacks and how Kamal destroys Omar's plan of bombing new york city forms the rest of the ...

Do You Need Financial Planning?

Let's answer this important question: Most of us think that financial planning is only for the very rich or poor. There are others who think that people need to plan only when they grow old as they need to save for their retirement and old age. I would however say that this is not a right way to think about finances as it is required for all phases of life. It would be smart and prudent to embrace financial planning to realize all our dreams and goals in life. Financial planning makes life easier than what we could imagine life without it. Some may consider risk is the spice of life and may enjoy it. However it is always good to plan and provide for our short, medium and long term goals of life and for those unexpected contingencies that crop up from time to time. The written word is more powerful, so it is best to have a written financial plan than just thinking it just over in the mind. The written word creates focus to provide not only for dreams like the car and house you ...